How to Resolve Money Problems
by:
BMA Editorial Team A
Why do many intelligent, talented people under-earn? What is the psychology behind why people short-change themselves, earn less than they are capable, and experience financial problems because their needs exceed their income?
We create money problems by resisting how much cash we allow to flow into our lives. There is no shortage of money, but a reluctance to feel worthy to receive it, even if it means extreme hardship. This is "money resistance."
Money resistance, then, is the sub-conscious reluctance to earn more money. It is also a desire to hoard money because you feel insecure about your ability to earn more. In either case, you associate pain to money and try to avoid dealing with it.
You have money resistance when your expenses exceed your income, you feel panicked about how to pay your coming expenses, and you feel uncreative and unresourceful about how to make any more money. You also lack the drive or will to explore how to solve your problem. You have a general feeling of apathy about what to do.
Money resistance is created by the subconscious mind.
Your subconscious mind, which is about 90% or more of your mind, runs you--although, you may believe you are 100% conscious. You are run by your moods, feelings, and past traumas. In the past, when you associated any kind of pain in relationship to money, your subconscious mind tried to keep you safe by trying to bring less money into your life. Thus, you have a reluctance to earn it, save it, and even spend it. There is a general feeling of discomfort around money. You'd rather not deal with it.
You know you have money resistance if you are low on money and feel the pinch.
Most people like to point out their lack of opportunities. But if the world had a dearth of opportunities, then poverty would exist for everyone. However, many people earn large amounts of money. Thus, making money is an inner game. When you feel good about serving others, they gladly pay you for it. If this is not the case, you are either not serving others or associating with negative people. Something needs to shift within you to motivate you to find the right work and be with the right people.
It is ironic that people resist money when they need it--but this is something that happens at the sub-conscious level, not at the conscious level.
It is because money is a highly-emotionally charged subject. This charge creates a strong effect on the subconscious mind. Since most of this charge is negative, that is, pain associated with handling money, a defense mechanism of avoidance kicks in. All of this happens below the threshold of conscious awareness. On the surface of things, people appear to be struggling really hard to make a small amount of money. Yet if making money had to do with hard work, ditch diggers would be millionaires. Making money is a creative act. You have to dig into your well-spring of ideas and energy to start earning more. You can start to retrain your subconscious mind to start working in alignment with your conscious desires. When it does, you will be amazed at your own resourcefulness.
The first impact of healing a money wound is that it will improve your job performance. It will also allow you to be more resourceful in finding or creating a new job if you don't like your current work.
When you change within, your outer world changes. You become more creative, more resourceful, more outgoing, more giving. You also stop deleting all those opportunities for further education or creative self-expression that you automatically and habitually delete. Once you uproot the reluctance to earn money, you are open to looking at your environment and your relationship to other people in a whole new way.
The only way to get control back, even if things are currently out of control, is by becoming more conscious of what is sabotaging you from within. By uprooting your beliefs about money, beliefs that you don't even know you have, you start to move in the direction of being resourceful and taking steps to improve your situation.
I was exposed to "money resistance" when working with clients in a therapeutic practice. In that setting, you get to unravel the blocks and inhibitions in people's subconscious minds. Therapy is bringing the hidden fears into the light of awareness, so that the person can then move beyond it. One of the biggest problems people have is insufficient income to meet their needs. However, once the root cause is pulled up to the conscious mind, you automatically let go of it.
About the Author:
Saleem Rana has designed a special course to help people flush out their money resistance.
http://www.theempoweredsoul.com/moneyprocess.html
No. of Times this article has been viewed :
1025
Most Recently Published Money Management Articles as of
|
|
Home Equity Loans Made Easy by 4 Simple Steps
by
Joycelyn Crawford
Convincing a lender to approve a home equity loan is not always easy when bad credit is a part of the equation. But there are 4 simple tips that applicants should know to achieve success.
|
How to Legally Save Thousands of Dollars a Year in Taxes
by
Robert Neuberger
Someone once remarked, "Next to being shot at and missed, nothing is quite so satisfying as an income tax refund." There's no question that saving money in taxes is high on everybody's list of financial priorities, especially self-employed business o
|
Financial Literacy 101: Cash Flow Analysis
by
Edwin Malipayon
The famous business author/investor Robert Kiyosaki always emphasizes that it's imperative for a person who wants to be rich to have financial intelligence. For how will you get rich if you don't know how to manage your money?
|
When to Get Payment Protection
by
BMA Editorial Team B .
If you have a credit card, then it is likely that you were offered or took out payment protection on the card. Although many people take out this insurance, there are few people who can benefit from it, and often you are just wasting money by having it. However...
|
How to Save Real Money When Bargaining With a Private Seller for a Used Car
by
Bruce Hokin
Apart from your home, this can be one of the largest financial expenditures and therefore one of the most important to your financial well-being. If you can learn a few rules and remember some proven tips then this can be an enjoyable experience.
|
Learning Effective Money Management
by
Mika Hamilton
The most common misconception that most people have about the wealthy is that they always drive around in fast and fancy cars, take lavish vacations, and live on large estates. While that may be true of some people, but the majority of the wealthy live normal lives and go to normal jobs.
|
How to Resolve Money Problems
by
Saleem Rana
This article will define "money resistance," identify some causes, and offer a way to overcome it.
|
Look Before You Spend and Think Before You Splurge
by
BMA Editorial Team 3
There is always pain in prudent money management. Most of this pain is inflicted by unexpected expenses. The best that one can do is to put away all one's savings in a bank for the future and try to not to go overboard with one's spending.
|
How to Choose the Most Beneficial Bank Account Option
by
BMA Editorial Team 3
As we begin to earn salaries, we come to realize that we need to make our money grow. So we look forward to either investing our money in stocks and shares or depositing it in a bank. There is great joy to be gained in watching the money grow in multiple folds every year.
|
Opening Your Doors to Flexible Bank Accounts
by
BMA Editorial Team 3
Along with a bank account comes the feeling of being rich. At least, after one has acquired a bank account of one's own, one can become more independent. However, before one opens a bank account, one must take certain precautions to ensure he is approaching the right bank.
|
Say What You Need to Say
by
BMA Editorial Team 3
As money managers we take in assets with the hope that the capital we've been entrusted with will grow, by dint of our efforts. Staying in touch with frequent and direct communication helps us manage the inevitable separation anxiety...
|
Most Important Rules of Money Management
by
BMA Editorial Team 3
The lack of money is often not our problem, it is the way we spend it. Wealthy people tend to spend money on things that increase in value or provide them with a return on their investment.
|
Teaching the Concept of Saving to Kids: The Best Lesson for Money Management
by
BMA Editorial Team 3
A question generally arises as to why you should be teaching kids about money when they are young. Ever spotted your kid leaving that costly computer game you bought for him lying on his bedroom floor, just waiting to get trampled on?
|
Why Choose Money Market Funds?
by
BMA Editorial Team 3
While the potentially higher gains you can get (and the relatively low risk you undertake) can bode well for the diversification of your portfolio and the buffering of your assets against devaluation and inflation, there are a few other advantages that come with this type of investment.
|
Why are Brokerage Firms Essential?
by
BMA Editorial Team 3
Do you want to have a "nest egg" to take care of your family after you're gone? Do you need a superannuation fund? Do you want money for your kid's university education? Then a brokerage firm is the place to go.
|
PRO FOREX ROBOT
Discover the Secret To Making Profitable Trades Over 86% Of The Time... Absolutely Mind-Blowing Strategies!!!
|
|
|
Search for ebooks on Management & Business